A Brief Introduction To
No Money Down

How to buy investment property
using ONLY other people's money!!!

Introduction

No money down strategies for buying UK property are not new. Whether for investment or for owner occupation, these strategies can enable almost anyone, regardless of financial status or educational background, to buy properties for generating either income, short-term capital gain or capital growth, using none of their own money.

Similar strategies can be applied on certain projects to acquire property using very little of your own money - low money down. The most popular are the minus money down or cash back deals, enabling investors to buy without using a penny of their own money AND receive a cash sum on completion. We are not saying that no money down properties can be bought for free, but they can be bought without the pain of finding up-front money.

Let's look at an example to help explain this. Assume a property is on the market for £200,000 and you want to buy it for investment purposes, that is you don't want to live there but to let to tenants.

Unless you are Mr Wealthy, you will need some assistance with the financing of the purchase and, because you need the mortgage for investment, you will generally be limited to borrowing a maximum 85% of the purchase price. Since you can only borrow £170,000, you will need to find the remaining £30,000 deposit from your own funds. Sadly, there are other up-front costs when buying property. Let's take a look at the main costs of purchasing:

The above list only represents the essentials and it shows that you would need to have £35,000 available in liquid funds to enable you to complete this purchase. While it might be true that you don't need to be Mr Wealthy to enable you to achieve this, you certainly need to be Mr Comfortable, and, sadly, the majority of us are not, we are more likely to be Mr Average. P.S. Please don't be offended ladies, I know it's just as likely to be Mrs as it is Mr!!!

So, we have illustrated the prime reason why most of us can only dream of the benefits available from investing in property. In order to generate easy income or significant short-term capital gains, we apparently need to have significant funds with which to start. Well, that's where the no money down strategies come in.

Summary

OK, that's the end of this introductory section on no money down strategies, and I hope you found it to be informative.

The Blue Cherry Knowledge Base library contains a lot more 'free to all' advice and information on the property investment business. In addition to this introductory content, however, we also provide more in depth advice and information on the subject of no money down strategies and all the other topics listed in the library, including details of our own methods of operation, and some of the strategies we apply. This more in depth, valuable content is freely available to those who subscribe to our free E-Course by simply registering a first name and an e-mail address with us.

What's Next?

1. To subscribe to our E-Course now, please send an email to support@no-money-down-property-advice.co.uk and type the word SUBSCRIBE in the subject box.

2. If you would like to express your interest in running a home based property business now, taking advantage of the no money down strategies that we make available to our associates, including the option to use our money to pay the up front costs of buying your investment properties, you can do so now by sending an email to support@no-money-down-property-advice.co.uk and type the word INTERVIEW in the subject box.

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